5 Tips for Financing Your Motorcycle


Like it or not, the backbone of American consumer culture is financing. It’s a honeytrap, that nice new bike, gleaming with promise of great times, sitting there on the showroom floor. It can turn from fantasy ride to literally yours for a simple signature or three, and 24, 36, or more E-Z monthly payments. So, what’s not to like? The unassailable logic of living for today has some merit. You’re only young once; there are only so many good summers in life; and friendships, work or school transportation needs, plus unique living environments, sometimes align just right for a motorcycle ownership. And maybe that’s right now. However, if you can’t write a check for a new bike or borrow from friends or family to cover the purchase, that basically leaves financing. Here are five straight-up tips to consider when heading down this path.

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Buying a New Vs. Used Motorcycle


Several decades ago, we went to lunch with an executive VP of a big advertising agency. Forgoing a restaurant, he suggested going to the local motorcycle dealership and having a look around. There he spotted a lineup of new 250cc motocross bikes, freshly assembled from their shipping crates. Dressed in a crisp business suit and tie, he hardly looked like the potential buyer of a new dirt bike – more like a touring rider, if anything. But he approached the nearest salesman, pointed at one of the new race bikes, and simply said, “I’ll take that one” while handing over a credit card. “I’ll pick it up Saturday.” The young salesman was visibly stunned, and to this day that was the easiest sale we ever witnessed.

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5 Things You Need to Know About Buying a Motorcycle

Does the adage, “Look before you leap” sound familiar? It should, for anyone who loves jumping across gaps or over cliff sides. But philosophically, it’s also smart when you’re buying a motorcycle, new or used. Not only because examining the product may save you from expensive repairs later, but because closely studying your purchase motivations will help you buy the bike you need. Trust Motorcycle.com on this – getting the right machine for your skill level, and for what you want to do in the sport, is crucial. Read on for some useful tips on what to buy, and how to do it.

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How Can I Find Local Motorcyclists to Ride With?

When it comes to motorcycles, sharing life’s experiences is truly magical. Whether that’s hitting the highway for an extended tour, a night ride into the country, learning to do it in the dirt, or just a Saturday morning java run, it’s always better with buddies.

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Where Can I Get Motorcycle Training?

If you want to play an instrument well, how do you go about it? Focused academic study perhaps, or take lessons, join a band, watch YouTube, connect with friends – or maybe just muck about until something clicks. Well, the same might be said for learning to ride well. Some of the best racers and riders in history were essentially self-taught… especially prior to the industry becoming so specialized. But really, the best way isn’t through such trial and error – it’s formal training.

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What’s Required to Get a Motorcycle License?

The United States is a big place with tons of states, but fortunately, the motorcycle licensing rules and requirements are similar in many of them. This can be true even from largest to smallest bike states. For instance, with nearly 1 million registrations, New York tops the list for “active” motorcycles, followed closely by California and then Florida in third. On the flip side, little Delaware and Rhode Island have only about 25,000 registrations apiece. Now, among these states, in California, fledgling riders can get a “learners” permit at age 15 ½, but in Delaware the rule is 17 years old. Other states may further differ, but likely not by much.

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Finding Your First Bike

When learning to handle boats, bikes, and boa constrictors, as a universal truth it’s better to start off small and work up from there. That’s because skills build over time, and at first, smaller and lighter means easier to handle. Fortunately, in the case of motorcycles, there’s a lot to love in the small-displacement ranks. The ride experience is enchanting, and some models even share technology with image-leading flagships, including electric starting and fuel injection, liquid-cooling, and disc brakes with ABS.

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Why Ride a Motorcycle?

The marriage of the early 20th Century “safety bicycle” and a simple engine created the motorcycle template as we now know it. As such, at their design core, motorcycles are simple, efficient devices, a trait they’ve possessed for over 120 years. But it takes more than efficiency to ensure the survival and evolution of any consumer product. The secret other ingredient is that motorcycles feed us on some essential levels, from the joy of being in motion, to rewarding us for problem solving, to promoting social interactions, to building a skillset that “normal” folks don’t possess. Read on for seven reasons you might want to ride a motorcycle.

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2023 Suzuki GSX-8S Review - First Ride

The Route Napoleon is considered one of the best drives across France. It starts near the French Riviera and runs up to the southern tip of the Alps. The route earns its namesake by following the path that the one-time French emperor used to covertly make his way north after escaping his first exile. Despite wet conditions with gravelly sections enroute and frost at higher elevations, it was a most excellent place to have our first dance with Suzuki’s new naked, the 2023 GSX-8S. The second of two 776cc Parallel-Twin-powered models from Suzuki, the GSX-8S proved its mettle over just a single day’s ride in terms of being a contender in the middleweight naked category. Let’s get to it. 

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Akrapovi 2022 Harley-Davidson Pan America 1250 Slip-On Line

Due to the popularity of Harley-Davidson’s open-class adventure bike, the Pan America, it was only a matter of time before we’d start seeing the aftermarket bursting with all sorts of choice upgrades to enhance the stock machine. Among those companies is, of course, Akrapovič. The company already produces aftermarket exhaust components for the majority of the adventure motorcycling segment, and now you can get a high quality titanium and carbon fiber slip-on for your Harley-Davidson, too (an optional link pipe is also available if emissions compliance is not necessary for your application).

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Cardo Packtalk Edge

Cardo Systems has been a leading manufacturer of motorcycle communicators since 2004 when it introduced the first Bluetooth headsets designed for riders. The latest from Cardo is the Packtalk Edge, a new flagship product offering faster connectivity, improved sound quality, and a more compact chassis.

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The Benefits of Shorai LFX Lithium-Iron Phosphate Batteries

Founded in 2010, Shorai was one of the earliest manufacturers of lithium powersports batteries. Shorai has since established itself as a major player thanks to its proprietary lithium-iron phosphate (LiFePO4) cells. MO first tested Shorai’s LFX in 2011, and it impressed us enough to give it an honorable mention for that year’s MOBO awards for the Best New Product category.

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New Akrapovi Exhaust System for 2022 Suzuki Hayabusa

Akrapovič has released a new Slip-On Line (Titanium) exhaust system for the 2022 Suzuki Hayabusa, claiming an 8.6-pound reduction in weight compared to the stock exhaust.

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A Breath of Fresh Air: Introducing the Helite Turtle 2 Airbag Vest

We’re big fans of motorcycle airbag technology here at MO, especially our own Troy Siahaan who learned first hand how effectively an airbag can protect a rider in a crash.

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Akrapovi Racing Line Full Exhaust System for 2021 Yamaha MT-09

Akrapovič had been offering full exhaust systems for the MT-09 since 2016, but the bike’s recent upgrade to a 890cc engine called for a new product. Enter the new Akrapovič Racing Line full exhaust system, an upgrade that claims increased engine performance and a pure racing sound.

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