How Does Insurance Coverage Work for Track Days?

Leslie Kay
by Leslie Kay

Most carriers will not cover your bike while it is being used in any sanctioned event (ie: Track Days, organized racing, speed contests, or stunts). If you take your motorcycle to the track your coverage may not pay out in the event of an accident. If you are going to take your motorcycle to a Track Day be sure to contact your insurer and verify the limitations of your insurance policy.

Leslie Kay

Leslie Kay
Leslie Kay

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  • Nch77819569 Nch77819569 on Apr 19, 2023

    MST common : Insurance does not cover competitions, but it will cover training.

    You pay a professional to give you driving lessons in your car, you’re covered.

    So, rider skills training on tracks would be covered. Just make sure you are not racing. No timers, no record of placement, no competition. Just skills training.