#Comprehensive

By the time a rider is old enough to consider licensing a motorcycle for street use, she should be mature enough to realize that humans make mistakes, and motorcyclists count themselves among the ranks of humans. Consequently, the need for motorcyclists to make sure they can pay for any damage they may cause to other vehicles should be fairly obvious. Even though bikes are smaller than cars or trucks, they can still put some pretty big hurt on the other vehicles in the right (or is that the wrong?) circumstances. With that in mind, almost all states require that the registered owner of a motorcycle carry some form of proof of financial responsibility. In most states – even those that don’t require proof of financial responsibility to register a motorcycle – the primary means of protecting oneself is liability insurance.

Properly insuring your motorcycle should mean more than meeting the absolute minimum legal requirements. There are many things to consider when shopping around. Rates can vary, and different insurance companies may offer superior service, coverage, discounts, or simply a lower premium.