Motorcycle Insurance Basics

Are you and your motorcycle insured well enough to satisfy your state’s legal guidelines, as well as your own risk tolerance? You owe it to yourself and those who care about you to be sure you are up to date.

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Do Scooters Need Full Coverage Insurance?

These days, scooters are available with a wide variety of prices and features. The diversity of different types of scooters makes for a diversity of insurance needs as well, so there’s no one insurance package to uniformly meet the needs of all scooter owners.

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Understanding Comprehensive Collision Coverage

In most cases, comprehensive coverage has deductibles from $0 to $1000. As you would expect, premiums go up when you choose a lower deductible. But there’s a limit in change, so ask the difference in price. A great example of this is a dual-sport bike. It’s usually just a few dollars of difference between a $500 and $250 deductible for a guy over 25 years of age. So, in this case, pick the low deductible.

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