Helmet Law Repeal Stats

Further, the story reports that costs to treat head injuries have jumped as much as 75% -- how far off is selective denial of insurance based on the motorcycling lifestyle?
MO has long maintained that the argument that helmets don't saves lives is bunk, it's been well proven in the real world and statistically. Arguing that case to repeal helmet laws (or amongst ourselves) just makes us look stupid in the eyes of the public and politicians. If you don't like helmet laws, it should be argued that it's about personal freedom. Which leaves the insurance question unanswered: Should bikers that don't wear a DOT-approved helmet pay higher premiums? Isn't that the politics of fear, do equestrians pay more than pedestrians? (They don't, at least not in California.)
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