6. Join The Crowd

Motorcycle Cruisers

Group discounts are one of the most popular ways of getting cheaper rates, and many motorcycle-specific groups get discounted insurance rates. Most official OEM riders’ clubs offer discounted insurance rates, as do non-motorcycling groups such as AAA and AARP.

Consider joining the American Motorcycle Association, BMW Motorcycle Owners of America, Gold Wing Road Riders Association, Harley Owners Group, Honda Riders Club of America, Motorcycle Safety Foundation, Motorcycle Touring Association, Riders of Kawasaki, the Star Touring and Riding Association or the Suzuki Owners’ Club of North America. Check the official rider’s club of your bike to see its benefits on insurance.