Would it be cheaper to bundle my car and motorcycle insurance with a big, all-encompassing insurer or work with a smaller, motorcycle-specific agency?

Answer

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Many carriers offer Multi-Vehicle or Multi-Policy discounts. This doesn’t always mean the lowest rate. You should look for the best combination of rate, coverage and service.

Make sure you look for a carrier that offers specialized coverage for your motorcycle, so you can properly protect yourself and others, as well as your motorcycle and any accessories you have added. Be sure to inquire about Roadside Assistance and Trip Interruption coverage; replacement cost for your cycle and parts; and OEM parts coverage.

Leslie Kay
LeslieKays.com