Keeping a clean driving record is probably the best way to keep your motorcycle insurance rates reasonable. In addition, you should make sure that you are carrying an appropriate amount of coverage for your financial position. Consulting a local independent agent is a great way to determine the appropriate amount of liability coverage for your individual situation. Also, buying a used bike can save you money on your insurance since premiums tend to be lower for older bikes. Finally, since most insurance companies review your credit report when determining premiums, continuing to pay bills on time and keeping your credit card balances low can help control your insurance costs.

Dan Kamionkowsi
Motorcycle Product Manager at Progressive