If I Get in an Accident and the Other Driver Doesn't Have Insurance and It's Their Fault, Who Pays Their Medical (and Mine)?

Each state may have different coverage available on a motorcycle policy. When purchasing a motorcycle policy it is best to speak with a licensed insurance professional about your options for coverage. Contact your major medical carrier and find out if they cover motorcycle related injury with or without safety gear (Boots, Gloves, Helmet, Eye Protection etcetera). You should ask questions about coverage and be sure you purchase adequate limits based on your specific needs.

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Would It Be Cheaper to Bundle My Car and Motorcycle Insurance With a Big, All-encompassing Insurer or Work With a Smaller, Motorcycle-specific Agency?

Many carriers offer Multi-Vehicle or Multi-Policy discounts. This doesn’t always mean the lowest rate. You should look for the best combination of rate, coverage and service.

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I Want to Get a Dual-sport Motorcycle That I Can Ride on the Road and in the Trails. Do I Need to Buy Extra Insurance to Cover Myself for Off-road Riding?

This can vary by carrier. Be sure to ask your agent if the policy provides coverage both off-road and on-road use.

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