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Motorcycles involved in a flood

Our motorcycles were involved in a flood. They were in the garage at the time of the flood. The water went over the seats. We have alot of money invested in our bikes. We are not happy with what insurance wants to settle for. Does any body have any advice on flood bikes as far as problems, what should be done any informatin would be helpful. The water did have silt in it. No salt water.

Thank you

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