7. Buy Less Motorcycle

Kawasaki Ninja 300

Look, we know you want the biggest, baddest, fastest, coolest motorcycle. We all do. But if you’re shopping for a new motorcycle, don’t price yourself out of being able to ride it. Cruisers, for example, receive lower rates than sportbikes. Pre-owned, older motorcycles cost less to insure than brand new ones. Exotic bikes, vintage bikes, rare bikes, custom bikes – all will cost you more to insure than a sensible motorcycle with a sensible engine.

Top Insurance Providers

  • Dairyland Cycle Insurance

    Whether you ride a Yamaha or Harley Davidson; a Suzuki or a Honda, Dairyland Cycle has the motorcycle insurance coverage options and deductibles that can meet your needs and the payment options that fit your budget.
  • kgaka@sympatico.ca

    How about rates for Canada?

  • aircraftmech

    I found out that by owning a BMW bike, the rate is significantly higher that what I was paying; it is twice as high as what I was paying on my Triumph. Something to think about…