Top 10 Ways to Save on Motorcycle Insurance

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6. Join The Crowd

Motorcycle Cruisers

Group discounts are one of the most popular ways of getting cheaper rates, and many motorcycle-specific groups get discounted insurance rates. Most official OEM riders’ clubs offer discounted insurance rates, as do non-motorcycling groups such as AAA and AARP.

Consider joining the American Motorcycle Association, BMW Motorcycle Owners of America, Gold Wing Road Riders Association, Harley Owners Group, Honda Riders Club of America, Motorcycle Safety Foundation, Motorcycle Touring Association, Riders of Kawasaki, the Star Touring and Riding Association or the Suzuki Owners’ Club of North America. Check the official rider’s club of your bike to see its benefits on insurance.

Top Insurance Providers

  • Harley-Davidson Insurance

    Protection designed exclusively for Harley riders. Harley-Davidson Insurance offers great coverage at a competitive rate along with customer and claims service from representatives who really know Harley-Davidson(r) motorcycles. Get a free quote today!
  • GEICO Motorcycle Insurance

    Let’s cut to the chase – you’re shopping for a new bike, and you gotta have insurance for it, too. Don’t trust that beauty to just anyone – trust GEICO, where great rates and knowledgeable reps are just the beginning. GEICO. 15 minutes could save you 15% or more on motorcycle insurance, too.
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  • kgaka@sympatico.ca

    How about rates for Canada?

  • aircraftmech

    I found out that by owning a BMW bike, the rate is significantly higher that what I was paying; it is twice as high as what I was paying on my Triumph. Something to think about…