Top 10 Ways to Save on Motorcycle Insurance
4. Be Patient
Riding time and experience are factors in reducing premiums, and there’s nothing you can do about it (except get trained – see #1). The way insurers see it, because you have less experience on the road, you are more at risk for an accident. In calculating risk, insurers look not only at a rider’s driving record but also how long he or she has been riding – and even what experience that rider has with the specific motorcycle to be insured. First-time bike owners can also expect to pay more for insurance.
One bit of advice: it stinks to wait, but if you know a previous traffic violation is about to be dropped from your driving record, hold off on requesting insurance quotes until that violation clears. This little act of patience will net a lower rate.
Top Insurance Providers
Progressive InsuranceProtect your motorcycle with Progressive. We offer high quality coverage at very low rates. So you can get the protection you need and still have money left over to spend on important stuff. Like pipes. Now that's Progressive. Get your free quote today.
GEICO Motorcycle InsuranceRev up your savings with motorcycle insurance from GEICO. No matter what you own – a sport bike, cruiser, standard, touring bike, or a sweet custom ride, you can turn to us for great rates and great coverage. Enjoy the freedom of the open road knowing that the Gecko's got your back!