9. Ride When You Can, Don’t When You Can’t

Motorcycle Ice Racing

Most motorcycle insurers allow riders to put their coverage on hold when they can’t ride for a period of time, or for the winter months. Many others offer “layaway” programs during the frosty season. In cases like these, accident-related insurance is suspended, but bike owners retain coverage for things like theft, vandalism and fire. Still, if there’s even a chance you might want to take a ride on an unexpectedly warm Saturday in February, a layaway program might not be worth the risk.

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  • kgaka@sympatico.ca

    How about rates for Canada?

  • aircraftmech

    I found out that by owning a BMW bike, the rate is significantly higher that what I was paying; it is twice as high as what I was paying on my Triumph. Something to think about…