2. Kawasaki ZX-14R
If literbikes cost so much to insure, then it’s no surprise one of, if not the, fastest production motorcycle on Earth, Kawasaki’s ZX-14R, costs even more. Capable of sub-ten-second quarter-mile times and almost 200 hp at the wheel from the 1441cc engine, the ZX carries a high risk factor. And high insurance rates.