5. KTM RC8R
Perhaps its relative exclusivity ranks KTM’s RC8R higher on this list than any Ducati. Despite not having electro-wizardy like traction control, ABS, ride modes, electronic suspension, etc., the average of quotes we found for the KTM put it right in the middle of this list. It makes sense: with parts that are more difficult to source in the event of a fall, costs to replace and repair these items go up. Just some of the many factors insurance companies consider when basing their rates.