Motorcycle insurance is a slippery subject. With so many options for coverage, it’s hard to keep track of every kind of policy. However, if you live in the States you gotta have at least bodily injury and property damage liability coverage before legally operating your motorcycle. But getting insurance doesn’t have to break the bank.
It’s true, generally speaking, the smaller the engine displacement the less insurance will cost. Age also plays a factor, too. If you’re 19 and own a CBR1000RR, expect to pay a premium.
Here, we’re putting together ten cheap motorcycles to insure. However, if this list were to simply name the ten cheapest, it would consist entirely of piddly beginner bikes spanning different decades.
To simplify things, this list will be comprised of only 2013 models, of which we picked the two cheapest in five different categories: Beginner bikes (500cc and under), sportbikes, sport-touring, cruisers and standard bikes.
Obviously, the cost of insurance will vary widely depending on age, motorcycle type, and driving record, just to name a few factors. Here, we consulted with three insurance providers: Progressive, GEICO and Dairyland Cycle Insurance for quotes on our fictitious male, 30-year-old rider with a clean driving record living in Los Angeles.
Actual prices won’t be displayed since everyone’s circumstances are different. Shop around with various insurance providers to get specific quotes for your needs.