Top 10 Cheapest Motorcycles To Insure

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Top 10 Cheapest Motorcycles To Insure

Motorcycle insurance is a slippery subject. With so many options for coverage, it’s hard to keep track of every kind of policy. However, if you live in the States you gotta have at least bodily injury and property damage liability coverage before legally operating your motorcycle. But getting insurance doesn’t have to break the bank.

It’s true, generally speaking, the smaller the engine displacement the less insurance will cost. Age also plays a factor, too. If you’re 19 and own a CBR1000RR, expect to pay a premium.

Here, we’re putting together ten cheap motorcycles to insure. However, if this list were to simply name the ten cheapest, it would consist entirely of piddly beginner bikes spanning different decades.

To simplify things, this list will be comprised of only 2013 models, of which we picked the two cheapest in five different categories: Beginner bikes (500cc and under), sportbikes, sport-touring, cruisers and standard bikes.

Obviously, the cost of insurance will vary widely depending on age, motorcycle type, and driving record, just to name a few factors. Here, we consulted with three insurance providers: Progressive, GEICO and Dairyland Cycle Insurance for quotes on our fictitious male, 30-year-old rider with a clean driving record living in Los Angeles.

Actual prices won’t be displayed since everyone’s circumstances are different. Shop around with various insurance providers to get specific quotes for your needs.

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3 Comments

  1. Posted April 9, 2013 at 7:23 pm | Permalink

    could’ve picked bikes produced Since 1999 to even out the spread a little (and left out super sports as we all know they are the most expensive, although the mixture is nice, a comparative list comprising of Non-super sport bikes 99-current “could” be more subjective

  2. Luke
    Posted April 1, 2014 at 5:39 pm | Permalink

    This has really helped me decide on which motorcycle I want to buy. Living in the Mtn. West, riding a bike is only possible for about half of the year. A motorcycle always has to be your 2nd mode of travel and that’s why finding one that is cheap to insure is huge in my book.

    http://www.bestinsltd.com/motorcycle-insurance

One Trackback

  1. [...] CBR500R Cost more to insure I a not sure why Honda chose the name CBR500R for the fully faired version but insurance companies are making us pay for it. I knew it seemed strange that the X and F cost the same as a ninja 300 for me and the R was 300 more a year. Had they called it a CB500R I think it would cost the same as the F and the X. *sigh* I really want a 500r but it looks like I will be going with a F or X until I get a few years under my belt and maybe it will cost less. Top 10 Cheapest Motorcycles To Insure – Motorcycle.com [...]

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