Standards – Honda NC700X, Kawasaki Ninja 650/Versys, Suzuki SFV650

2012 Honda NC700X and Kawasaki Versys

Conveniently, one of our favorite — and underrated — categories, the middleweight standard, also yields four of the least expensive motorcycles to insure: Honda’s NC700X, Kawasaki’s Ninja 650 and Versys, and the Suzuki SFV650 (formerly the Gladius). All of these bikes could be taken as the modern interpretation of the UJM, which is refreshing in this age of specialized motorcycles.

Often, when we have a member of this innocent, do-anything-and-do-it-comfortably foursome in our garage, it’s the one we gravitate towards when the cameras aren’t pointed at us. If we were to actually own one, knowing the insurance wouldn’t take a bite of our wallet just makes us favor them even more.

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