Can I get insurance without a license?
If the question refers to having a basic driver’s license, then the answer is yes but there will often be a surcharge on the premium. This may vary by state, however. If the question refers to having a motorcycle license endorsement, then the answer is still yes, except for in the state of Louisiana, where the law requires insurers to obtain proof that the insured has a motorcycle license endorsement.
Motorcycle Product Manager at Progressive