Understanding Comprehensive Collision Coverage
In most cases, comprehensive coverage has deductibles from $0 to $1000. As you would expect, premiums go up when you choose a lower deductible. But there’s a limit in change, so ask the difference in price. A great example of this is a dual-sport bike. It’s usually just a few dollars of difference between a $500 and $250 deductible for a guy over 25 years of age. So, in this case, pick the low deductible.
Why Uninsured And Underinsured Motorist Coverage Is Important
In a perfect world every motorist would have full coverage to cover any damage they cause in an accident. Unfortunately, this just is not the case. This is where Uninsured and Underinsured Motorist Coverage comes in.
How Property Damage Coverage Works
After looking at the Bodily Injury component of Liability Coverage in a previous post, we promised to explore Property (or Physical) Damage coverage. Here goes.
Casualty Liability Coverage Explained
Simply put, liability coverage is for the benefit of others. No matter if you’re riding a sportbike, vintage motorcycle, constructed motorcycle (assembled by hand), dual-sport or full dresser, if you are the at-fault party, liability insurance covers everyone involved except you!
How To Shop For Motorcycle Insurance
Properly insuring your motorcycle should mean more than meeting the absolute minimum legal requirements. There are many things to consider when shopping around. Rates can vary, and different insurance companies may offer superior service, coverage, discounts, or simply a lower premium.
Top 10 Motorcycle Thefts By Manufacturer
According to the National Insurance Crime Bureau (NICB) a total of 46,667 motorcycles were stolen in 2011. The results range from a few hundred from lesser known manufacturers to multiple thousands from name brand OEMs.
Featured Motorcycle Brands
Wrong! Its just the start if you have yet to check out your Insurance options. Know this: motorcyclists cannot operate their bikes on public roads or highways without insurance. There are penalties for riding un-insured, not the least of which is getting ticketed for not having liability insurance. In certain states, such as California, you cant even purchase a new bike without your insurance lined up.