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Old 04-17-2006, 03:12 PM   #31
josiandjames
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Default Re: A Sign of Things to Come?

I don't know, but I live in B.C., where liability is province controlled (it's called ICBC). It would cost me $1300/year to insure ANY bike, including a scooter, over 400 c.c.. Come on! I am 62, have been riding for 43 years and have a clean driving record. It seems that the entire insurance industry in Canada is a con to make big profits. Also, there's the fact that Quebec has a bunch of restrictive laws, so when they separate from Canada, they can have their "own" laws. For example, if you live in Quebec, you can't be part of any Canada-wide contest, etc.. So, in sum, the whole insurance scam needs to be overhauled. BTW, here, on Vancouver Island, it's the Hog boys that "drive up rates", not sport bikes.
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Old 04-17-2006, 03:58 PM   #32
ivan_spartan
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Default Re: A Sign of Things to Come?

B.S.!!!!!!!!



The insurance industry is worried about thier PROFIT MARGIN. Sounds like these insurers aren't making the % of profit they believe they are entitled.



F'em!



And this comes from a Victory rider (over 30, no tickets) who had to pass on a FZ-1 because I wasn't about to pay the "ransom" the insurance industry is calling market premiums.
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Old 04-17-2006, 05:01 PM   #33
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Default Eh?

I thought Canada was supposed to be Heaven on Earth.



Sounds like crap happens there, too.

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Old 04-17-2006, 05:10 PM   #34
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Default Re: A Sign of Things to Come?

BULLSH!T! I have been paying insurance for over 30 years, ride sportbikes and you've been making money off the likes of me for the entire time. I have never had a claim, and I suspect I am not the only one.



IMNSHO, mandatory insurance is a racket to make licenses to print money. You guys are the only industry with a government guaranteed profit.
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Old 04-17-2006, 05:13 PM   #35
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Default Re: A Sign of Things to Come?

Why are there "Sides of the business"? I thought the whole idea of insurance was to spread risk.
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Old 04-17-2006, 05:16 PM   #36
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Default Re: Eh?

No Sh*t. Where's Ksquid?
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Old 04-17-2006, 05:22 PM   #37
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Default Re: Is it still legal to have a **** in Canada?

They can have my Penis when they pry it from my Cold, Dead, Hand........



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Old 04-17-2006, 06:07 PM   #38
bigjames
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Default Re: A Sign of Things to Come?

HEY, FOLKS! It's Quebec! That doesn't even count in Canada, eh! Anyhow, they pretty much hate all bikes in Quebec (even more so if you are American or Canadian). To many cerified stories of crappy treatment and know several Canadians that head to the US, to get to Nova Scotia instead of going through Quebec. And before anyone gets uppity with me for slamming Quebec, I am half French-Canadian! I have a God given right to hate my ancestry! Family had the sense to leave...d@mn, I could have been a Cajun if they had left earlier...
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Old 04-17-2006, 07:37 PM   #39
Mollygrubber
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Default BC insurance not quite that bad...

Admittedly I have not had a bike insured for 4 years in BC, but my FZR750 was about $50 a month. <400cc was about $25/mo. Have rates gone up that much? PS see my news article "It's for your own good..." regarding graduated licencing. Started quite a flame war a couple of years ago.
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Old 04-17-2006, 11:35 PM   #40
GordKS
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Default Re: A Sign of Things to Come?

The insurance industry should not be using the size of the engine to determine the cost of insurance. They really should be using horsepower. I have a 750 cc bike that makes about 48 HP. It will do just about 105 mph. It is a mild touring bike. There are 600 cc machines producing well over twice the horsepower that are capable of about 140 mph. Why should I pay more for insurance? There are other 750's that produce enouph power to do 160 mph. Why should I pay as much as they do?

Also, the term 'Sportbike' is a totally meaningless term. What is a 'Sportbike'? How do you define one? Mine is extremely sporty on winding roads, but it won't do wheelies at the twist of the throttle and it won't do 160 mph. It is not a 'cruiser' either. So what, exactly is a sportbike?

For comparison, I pay about $500 CDN for a full year of collision/comprehensive ($1000 deductible, $10500 CDN declared value) and about $550 CDN for nine months ICBC basic (2,000,000 liability). I have the maximum discount and am 63.
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