Bike Insurance

[Sensational17]

I was just curious how much everyone's bike insurance is?

[pplassm]

Cheap. But I'm old, married and live in the country.

[mscuddy]

Liability insurance for my old CL350 was $61.00 a year.

Full coverage for my XB9SX was a whopping $985,00 per year,

But now since I'm on double secret probation with the DMV, for cancellling the insurance on my totaled Buell, my license hase been revoked for two years. This is the same DMV that gave me a license plate for a YZ490, so I'n not that po'd.

[longride]

Originally Posted by mscuddy

Liability insurance for my old CL350 was $61.00 a year.

Full coverage for my XB9SX was a whopping $985,00 per year,

But now since I'm on double secret probation with the DMV, for cancellling the insurance on my totaled Buell, my license hase been revoked for two years. This is the same DMV that gave me a license plate for a YZ490, so I'n not that po'd.

Maybe you can go back to the DMV and claim you are an illegal alien. They should have no problem giving you a license at that point.

[acecycleins]

There are variables in insurance. Those that figure the variables are called actuaries. Actuaries are the guys the f-up our rates. They use age, zip code, bike model, and violations to figures rates. Some now use credit scoring- like the auto insurance side of life. So- your question is stated in a manner that you cannot get an accurate answer from the peanut gallery. I have been doing bike insurance in the southeast for 8 years and ususally can get within $50 or so of where a a good quote should be, but variables are everything. You have to disclose all violations, if you're a homeowner (companies give discounts for it), if you've taken safety classes or belong to any motorcycle association and many other things that when added up can save you money on annual premium. Contact me personally and I will assist you even if you don't live in the southeast.

[longride]

Originally Posted by Sensational17

I was just curious how much everyone's bike insurance is?

Insurance on just about any motorcycle I would buy runs about $350 a year depending on the motor size. I fact, insurance on my 2005 Busa was less than my 2001 Geezer Glide Classic. State Farm rates are based on cc's and not type of bike, so the Geezers 1450 is more expensive to insure than the Busa's 1300.

[acecycleins]

Originally Posted by longride

Insurance on just about any motorcycle I would buy runs about $350 a year depending on the motor size. I fact, insurance on my 2005 Busa was less than my 2001 Geezer Glide Classic. State Farm rates are based on cc's and not type of bike, so the Geezers 1450 is more expensive to insure than the Busa's 1300.

You're lucky on that. State Farm has already started to change those methods for "new" customers. I won a bid on a Gixxer 1000 guy the other day when S F came back with a quote of $1400 for the guy. I beat it by almost $300 annual. Not great, but considering what he had to deal with it didn't suck either.

[Kenneth_Moore]

Florida doesn't require insurance of any type on motorcycles. Go figure...

[Gluge]

I just got full coverage from AAA with $100 deductibles.
It's $365 per year.

I've had my license for two years.

[seruzawa]

I always buy bikes outright that are several years old so I don't bother with full coverage since I never pay more than $2500 for a bike. My liability is through Markel and is 50/100 on each bike with all the uninsured/underinsured bells and whistles and runs about $120 each per year.