Go Back   Motorcycle Forum > Motorcycle.Com General Discussion > Motorcycle General Discussion

Reply
 
Thread Tools
Old 09-23-2007, 10:30 PM   #1
Sensational17
Registered Member
 
Join Date: Sep 2007
Posts: 1
Default Bike Insurance

I was just curious how much everyone's bike insurance is?
Sensational17 is offline   Reply With Quote

Sponsored Links Remove Advertisements
Motorcycle Forum
Advertisement
Old 09-24-2007, 03:42 AM   #2
pplassm
Founding Member
 
pplassm's Avatar
 
Join Date: Nov 2001
Posts: 3,875
Default

Cheap. But I'm old, married and live in the country.
pplassm is offline   Reply With Quote
Old 09-24-2007, 07:42 AM   #3
mscuddy
MODERATOR X

 
mscuddy's Avatar
 
Join Date: Jun 2007
Location: Next to my still checkin the temp.
Posts: 5,447
Default

Liability insurance for my old CL350 was $61.00 a year.

Full coverage for my XB9SX was a whopping $985,00 per year,

But now since I'm on double secret probation with the DMV, for cancellling the insurance on my totaled Buell, my license hase been revoked for two years. This is the same DMV that gave me a license plate for a YZ490, so I'n not that po'd.
__________________
A gun is a tool, Marian; no better or no worse than any other tool: an axe, a shovel or anything. A gun is as good or as bad as the man using it. Remember that.
mscuddy is offline   Reply With Quote
Old 09-24-2007, 07:54 AM   #4
longride
Super Duper Mod Man

 
longride's Avatar
 
Join Date: Nov 2001
Location: Anywhere they let me
Posts: 10,479
Default

Quote:
Originally Posted by mscuddy View Post
Liability insurance for my old CL350 was $61.00 a year.

Full coverage for my XB9SX was a whopping $985,00 per year,

But now since I'm on double secret probation with the DMV, for cancellling the insurance on my totaled Buell, my license hase been revoked for two years. This is the same DMV that gave me a license plate for a YZ490, so I'n not that po'd.
Maybe you can go back to the DMV and claim you are an illegal alien. They should have no problem giving you a license at that point.
__________________
I'm a knucklehead
longride is offline   Reply With Quote
Old 09-24-2007, 07:57 AM   #5
acecycleins
Founding Member
 
acecycleins's Avatar
 
Join Date: Jun 2007
Location: North Georgia
Posts: 4,129
Default

There are variables in insurance. Those that figure the variables are called actuaries. Actuaries are the guys the f-up our rates. They use age, zip code, bike model, and violations to figures rates. Some now use credit scoring- like the auto insurance side of life. So- your question is stated in a manner that you cannot get an accurate answer from the peanut gallery. I have been doing bike insurance in the southeast for 8 years and ususally can get within $50 or so of where a a good quote should be, but variables are everything. You have to disclose all violations, if you're a homeowner (companies give discounts for it), if you've taken safety classes or belong to any motorcycle association and many other things that when added up can save you money on annual premium. Contact me personally and I will assist you even if you don't live in the southeast.
__________________
"Slack" - a state of being in which everything flows smoothly.....a frame of mind so at ease that the universe naturally cooperates.
acecycleins is offline   Reply With Quote
Old 09-24-2007, 07:58 AM   #6
longride
Super Duper Mod Man

 
longride's Avatar
 
Join Date: Nov 2001
Location: Anywhere they let me
Posts: 10,479
Default

Quote:
Originally Posted by Sensational17 View Post
I was just curious how much everyone's bike insurance is?
Insurance on just about any motorcycle I would buy runs about $350 a year depending on the motor size. I fact, insurance on my 2005 Busa was less than my 2001 Geezer Glide Classic. State Farm rates are based on cc's and not type of bike, so the Geezers 1450 is more expensive to insure than the Busa's 1300.
__________________
I'm a knucklehead
longride is offline   Reply With Quote
Old 09-24-2007, 08:03 AM   #7
acecycleins
Founding Member
 
acecycleins's Avatar
 
Join Date: Jun 2007
Location: North Georgia
Posts: 4,129
Default

Quote:
Originally Posted by longride View Post
Insurance on just about any motorcycle I would buy runs about $350 a year depending on the motor size. I fact, insurance on my 2005 Busa was less than my 2001 Geezer Glide Classic. State Farm rates are based on cc's and not type of bike, so the Geezers 1450 is more expensive to insure than the Busa's 1300.
You're lucky on that. State Farm has already started to change those methods for "new" customers. I won a bid on a Gixxer 1000 guy the other day when S F came back with a quote of $1400 for the guy. I beat it by almost $300 annual. Not great, but considering what he had to deal with it didn't suck either.
__________________
"Slack" - a state of being in which everything flows smoothly.....a frame of mind so at ease that the universe naturally cooperates.
acecycleins is offline   Reply With Quote
Old 09-24-2007, 08:35 AM   #8
Kenneth_Moore
Registered Member
 
Kenneth_Moore's Avatar
 
Join Date: Jun 2007
Location: VIsiting the GIft Shop in the Pit of DIspair
Posts: 7,118
Default

Florida doesn't require insurance of any type on motorcycles. Go figure...
__________________
www.kennethmoore.org
Kenneth_Moore is offline   Reply With Quote
Old 09-24-2007, 08:47 AM   #9
Gluge
Registered Member
 
Join Date: Jun 2007
Location: Santa Monica, CA
Posts: 352
Default

I just got full coverage from AAA with $100 deductibles.
It's $365 per year.

I've had my license for two years.
__________________
#867 Barrett Meeker Racing
Gaerne - Regina - Shoei - Bridgestone
-----------
Supervisor - Blur Studio

Endorsed by Longride - "Of course your points are unarguable. You are the smartest guy in the whole world ... What you really taught me is how little I really know about motorcycles and how much you know. Yes, you are the best and the smartest."
Gluge is offline   Reply With Quote
Old 09-24-2007, 09:23 AM   #10
seruzawa
The Toad

 
seruzawa's Avatar
 
Join Date: Nov 2001
Location: 8501 ft.
Posts: 17,461
Default

I always buy bikes outright that are several years old so I don't bother with full coverage since I never pay more than $2500 for a bike. My liability is through Markel and is 50/100 on each bike with all the uninsured/underinsured bells and whistles and runs about $120 each per year.
__________________
"Make no mistake, Communism lost a big argument - one we know today as the 20th century."
seruzawa is offline   Reply With Quote
Reply


Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is On
Trackbacks are Off
Pingbacks are Off
Refbacks are Off