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Administrator · 03-23-2011, 12:21 PM

Original Article:
Motorcycle Insurance: Mechanics of Insurance

Please discuss the Motorcycle.com article Motorcycle Insurance: Mechanics of Insurance in our Motorcycle Forums below. Use the reply button to let others know your comments or feedback on the article. Constructive criticism is always appreciated, along with your thoughts and personal opinions on the bikes and products we have tested.

pushrod · 03-23-2011, 01:26 PM

Nice write-up, Kirk! Thanks!

trenttheuncatchable · 03-23-2011, 01:29 PM

Thanks for the article, Kirk!

Q: "Causal gear" should be "Casual gear", no?

Q: If this is the penultimate article, this means you will write one last article ...

Morbo the Destroyer · 03-23-2011, 01:56 PM

Another valuable article on a subject I despise.

Every now and then I get a hair up my butt to buy a high-end sportbike. Hell, they're only $12k, right? That's $200 a month if you have good credit. BUT, then I go get a quote, and the insurance is $2,000/year or more. With a clean record.

I guess I need to move to North Georgia. Y'all.

Buzglyd · 03-23-2011, 03:13 PM

Quote:

Originally Posted by Morbo the Destroyer

Another valuable article on a subject I despise.

Every now and then I get a hair up my butt to buy a high-end sportbike. Hell, they're only $12k, right? That's $200 a month if you have good credit. BUT, then I go get a quote, and the insurance is $2,000/year or more. With a clean record.

I guess I need to move to North Georgia. Y'all.

Check on rates for a Ducati or Aprilia. My rates aren't bad. It's the Japanese sport bikes that kill you on rate.

Morbo the Destroyer · 03-24-2011, 05:19 AM

Quote:

Originally Posted by Buzglyd

Check on rates for a Ducati or Aprilia. My rates aren't bad. It's the Japanese sport bikes that kill you on rate.

It's totally goofy. The rates for a Concours 14 are just a bit more than the DL1000, yet is has sustantially more power and performance. The DL1000 has performance comparable to a Z1000 (when all the touring crap is off), yet the Z is several times more expensive to insure.

Kirk explains it all to me, but it makes my head hurt.

acecycleins · 03-24-2011, 05:39 AM

It's the geographic location that hammers Ken. That and the fact that Florida is just not insurance friendly to riders compared to many other states.
Casual typos- ha! You know my fingers type faster than my brain spits out info. Funny the editor didn't notice that- lol.

Kevin_Duke · 03-24-2011, 09:31 AM

Quote:

Originally Posted by trenttheuncatchable

Thanks for the article, Kirk!

Q: "Causal gear" should be "Casual gear", no?

Q: If this is the penultimate article, this means you will write one last article ...

Well, if your pants were so tight they restricted blood flow to your brain, they could be "causal."

Morbo the Destroyer · 03-30-2011, 10:10 AM

Kirk's evil minion Kim is adding $2,000 in accessory coverage on my bike. It's $40 a year.

Seems like a no-brainer to me, if you're going to have comprehensive coverage, it might as well actually be comprehensive.

acecycleins · 03-30-2011, 03:52 PM

True that!, Ken

03-23-2011, 12:21 PM	#1
Administrator Administrator Join Date: Mar 2007 Location: On My Bike Posts: 0	Motorcycle Insurance: Mechanics of Insurance Original Article: Motorcycle Insurance: Mechanics of Insurance Please discuss the Motorcycle.com article Motorcycle Insurance: Mechanics of Insurance in our Motorcycle Forums below. Use the reply button to let others know your comments or feedback on the article. Constructive criticism is always appreciated, along with your thoughts and personal opinions on the bikes and products we have tested.

03-23-2011, 01:26 PM	#2
pushrod Founding Member Join Date: Nov 2001 Location: Baja 'Bama Posts: 3,635	Nice write-up, Kirk! Thanks! __________________ You would not understand, this is not how I am... I have become - Comfortably Numb.

03-23-2011, 01:56 PM	#4
Morbo the Destroyer Registered Member Join Date: Oct 2010 Posts: 1,307	Another valuable article on a subject I despise. Every now and then I get a hair up my butt to buy a high-end sportbike. Hell, they're only $12k, right? That's $200 a month if you have good credit. BUT, then I go get a quote, and the insurance is $2,000/year or more. With a clean record. I guess I need to move to North Georgia. Y'all. __________________ Fun Facts to Know and Tell! Thomas Jefferson wrote that the 1st Amendment erected a "wall of separation" between the church and the state (James Madison said it "drew a line," but it is Jefferson's term that sticks with us today). The phrase is commonly thought to mean that the government should not establish, support, or otherwise involve itself in any religion. Its.......A FACT!

03-24-2011, 05:39 AM	#7
acecycleins Founding Member Join Date: Jun 2007 Location: North Georgia Posts: 4,129	It's the geographic location that hammers Ken. That and the fact that Florida is just not insurance friendly to riders compared to many other states. Casual typos- ha! You know my fingers type faster than my brain spits out info. Funny the editor didn't notice that- lol. __________________ "Slack" - a state of being in which everything flows smoothly.....a frame of mind so at ease that the universe naturally cooperates.

03-30-2011, 10:10 AM	#9
Morbo the Destroyer Registered Member Join Date: Oct 2010 Posts: 1,307	Kirk's evil minion Kim is adding $2,000 in accessory coverage on my bike. It's $40 a year. Seems like a no-brainer to me, if you're going to have comprehensive coverage, it might as well actually be comprehensive. __________________ Fun Facts to Know and Tell! Thomas Jefferson wrote that the 1st Amendment erected a "wall of separation" between the church and the state (James Madison said it "drew a line," but it is Jefferson's term that sticks with us today). The phrase is commonly thought to mean that the government should not establish, support, or otherwise involve itself in any religion. Its.......A FACT!

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03-23-2011, 01:29 PM	#3
trenttheuncatchable Founding Member Join Date: Jun 2007 Posts: 893	Thanks for the article, Kirk! Q: "Causal gear" should be "Casual gear", no? Q: If this is the penultimate article, this means you will write one last article ...

03-30-2011, 03:52 PM	#10
acecycleins Founding Member Join Date: Jun 2007 Location: North Georgia Posts: 4,129	True that!, Ken __________________ "Slack" - a state of being in which everything flows smoothly.....a frame of mind so at ease that the universe naturally cooperates.