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Old 03-23-2011, 12:21 PM   #1
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Default Motorcycle Insurance: Mechanics of Insurance


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Motorcycle Insurance: Mechanics of Insurance

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Old 03-23-2011, 01:26 PM   #2
pushrod
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Nice write-up, Kirk! Thanks!
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Old 03-23-2011, 01:29 PM   #3
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Thanks for the article, Kirk!

Q: "Causal gear" should be "Casual gear", no?

Q: If this is the penultimate article, this means you will write one last article ...
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Old 03-23-2011, 01:56 PM   #4
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Another valuable article on a subject I despise.

Every now and then I get a hair up my butt to buy a high-end sportbike. Hell, they're only $12k, right? That's $200 a month if you have good credit. BUT, then I go get a quote, and the insurance is $2,000/year or more. With a clean record.

I guess I need to move to North Georgia. Y'all.
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Old 03-23-2011, 03:13 PM   #5
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Quote:
Originally Posted by Morbo the Destroyer View Post
Another valuable article on a subject I despise.

Every now and then I get a hair up my butt to buy a high-end sportbike. Hell, they're only $12k, right? That's $200 a month if you have good credit. BUT, then I go get a quote, and the insurance is $2,000/year or more. With a clean record.

I guess I need to move to North Georgia. Y'all.
Check on rates for a Ducati or Aprilia. My rates aren't bad. It's the Japanese sport bikes that kill you on rate.
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Old 03-24-2011, 05:19 AM   #6
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Quote:
Originally Posted by Buzglyd View Post
Check on rates for a Ducati or Aprilia. My rates aren't bad. It's the Japanese sport bikes that kill you on rate.
It's totally goofy. The rates for a Concours 14 are just a bit more than the DL1000, yet is has sustantially more power and performance. The DL1000 has performance comparable to a Z1000 (when all the touring crap is off), yet the Z is several times more expensive to insure.

Kirk explains it all to me, but it makes my head hurt.
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Fun Facts to Know and Tell!

Thomas Jefferson wrote that the 1st Amendment erected a "wall of separation" between the church and the state (James Madison said it "drew a line," but it is Jefferson's term that sticks with us today). The phrase is commonly thought to mean that the government should not establish, support, or otherwise involve itself in any religion.

Its.......A FACT!
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Old 03-24-2011, 05:39 AM   #7
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It's the geographic location that hammers Ken. That and the fact that Florida is just not insurance friendly to riders compared to many other states.
Casual typos- ha! You know my fingers type faster than my brain spits out info. Funny the editor didn't notice that- lol.
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Old 03-24-2011, 09:31 AM   #8
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Originally Posted by trenttheuncatchable View Post
Thanks for the article, Kirk!

Q: "Causal gear" should be "Casual gear", no?

Q: If this is the penultimate article, this means you will write one last article ...
Well, if your pants were so tight they restricted blood flow to your brain, they could be "causal."
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Old 03-30-2011, 10:10 AM   #9
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Kirk's evil minion Kim is adding $2,000 in accessory coverage on my bike. It's $40 a year.

Seems like a no-brainer to me, if you're going to have comprehensive coverage, it might as well actually be comprehensive.
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Thomas Jefferson wrote that the 1st Amendment erected a "wall of separation" between the church and the state (James Madison said it "drew a line," but it is Jefferson's term that sticks with us today). The phrase is commonly thought to mean that the government should not establish, support, or otherwise involve itself in any religion.

Its.......A FACT!
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Old 03-30-2011, 03:52 PM   #10
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True that!, Ken
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