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02-28-2011, 01:15 PM
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Administrator
  Join Date: Mar 2007
Location: On My Bike
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Motorcycle Insurance: Comprehensive Collission Coverage
Original Article: Motorcycle Insurance: Comprehensive Collission Coverage Please discuss the Motorcycle.com article Motorcycle Insurance: Comprehensive Collission Coverage in our Motorcycle Forums below. Use the reply button to let others know your comments or feedback on the article. Constructive criticism is always appreciated, along with your thoughts and personal opinions on the bikes and products we have tested. |
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02-28-2011, 02:02 PM
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Another very informative article, Kirk. Thanks for explaining this stuff. Some I knew, some I did not.
Here's a question for you that is related to the comprehensive coverage: As you know, I have an 07 DL1000. It has literally thousands of dollars in accessories and upgrades. To buy a new bike and equip it as this one is would easily cost $13-14K. But, if the bike were stolen, I assume I would only get $4-5K, or whatever Kelly or NADA says the bike is worth. There is no way I could get another bike equal to what I have for that, even used. Is there anything I can do about that, or am I just "SOL" if it's totaled or stolen?
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Fun Facts to Know and Tell! Thomas Jefferson wrote that the 1st Amendment erected a "wall of separation" between the church and the state (James Madison said it "drew a line," but it is Jefferson's term that sticks with us today). The phrase is commonly thought to mean that the government should not establish, support, or otherwise involve itself in any religion. Its.......A FACT! |
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03-02-2011, 07:42 AM
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In your case Ken- US will pay ACV plus the accessories. If I only have it at a grand then it will pay a grand. If you pay for more accessories coverage you will get more money. Add the total and tell me and I will tell you the difference in premium diffence. Typically for US it's $20 for every $1000 in accesories.
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"Slack" - a state of being in which everything flows smoothly.....a frame of mind so at ease that the universe naturally cooperates. |
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03-22-2011, 11:12 AM
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These articles are extremely helpful for potential new riders such as myself. Insurance is probably doubly important on a motorcycle and you help clear up some of the fog surrounding the insurance market.
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Crazy are called those who play with the limits Insane are called those who deal with death Masters are called those who seal the deal Legends are called anyone of those who die in their quest. |
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03-22-2011, 11:14 AM
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Quote:
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"Slack" - a state of being in which everything flows smoothly.....a frame of mind so at ease that the universe naturally cooperates. |
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03-22-2011, 12:51 PM
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Let's see here:
Givi luggage and racks: $2,000 2 Bros: $700 PC III: $350 Bars and Kaoko: $200 Givi windscreen and Madstad: $200 Rick Mayer seat: $500 Call it $4k...that's $80 for the year to cover? Sign me up!!!
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Fun Facts to Know and Tell! Thomas Jefferson wrote that the 1st Amendment erected a "wall of separation" between the church and the state (James Madison said it "drew a line," but it is Jefferson's term that sticks with us today). The phrase is commonly thought to mean that the government should not establish, support, or otherwise involve itself in any religion. Its.......A FACT! |
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03-28-2011, 11:31 AM
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#7 |
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Registered Member
Join Date: May 2009
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Ace are you available in NYS?
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Crazy are called those who play with the limits Insane are called those who deal with death Masters are called those who seal the deal Legends are called anyone of those who die in their quest. |
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03-28-2011, 12:30 PM
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Quote:
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"Slack" - a state of being in which everything flows smoothly.....a frame of mind so at ease that the universe naturally cooperates. |
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04-01-2011, 08:55 AM
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Pretty funny shameless tag. But EVERY company I deal with will beat their prices. I know my competition that well and I don't put up links to my personal site. These guys know I'm shameless and I don't even have to advertise it.
Welcome to the club.
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"Slack" - a state of being in which everything flows smoothly.....a frame of mind so at ease that the universe naturally cooperates. |
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