Motorcycle Insurance: Comprehensive Collission Coverage
 

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Motorcycle Insurance: Comprehensive Collission Coverage

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Another very informative article, Kirk. Thanks for explaining this stuff. Some I knew, some I did not.

Here's a question for you that is related to the comprehensive coverage:

As you know, I have an 07 DL1000. It has literally thousands of dollars in accessories and upgrades. To buy a new bike and equip it as this one is would easily cost $13-14K. But, if the bike were stolen, I assume I would only get $4-5K, or whatever Kelly or NADA says the bike is worth. There is no way I could get another bike equal to what I have for that, even used. Is there anything I can do about that, or am I just "SOL" if it's totaled or stolen?

In your case Ken- US will pay ACV plus the accessories. If I only have it at a grand then it will pay a grand. If you pay for more accessories coverage you will get more money. Add the total and tell me and I will tell you the difference in premium diffence. Typically for US it's $20 for every $1000 in accesories.

These articles are extremely helpful for potential new riders such as myself. Insurance is probably doubly important on a motorcycle and you help clear up some of the fog surrounding the insurance market.

Thanks- Kirk

Let's see here:

Givi luggage and racks: $2,000
2 Bros: $700
PC III: $350
Bars and Kaoko: $200
Givi windscreen and Madstad: $200
Rick Mayer seat: $500

Call it $4k...that's $80 for the year to cover? Sign me up!!!

Ace are you available in NYS?

No, but if you give me the bike, your age and marital status I will tell you who to talk with.

Pretty funny shameless tag. But EVERY company I deal with will beat their prices. I know my competition that well and I don't put up links to my personal site. These guys know I'm shameless and I don't even have to advertise it.
Welcome to the club.