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Old 12-20-2010, 07:56 PM   #11
Mister Chris
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I'm new to the motorcycle scene, but this article helped so much I had to make an account just to say thanks for the article Kirk! It could not have come at a better time. Understanding insurance has been one of the hardest aspects of my research, and your article helped me gain clarity on liability.

I'm going to be a new rider in the next couple of months and the time has come to start shopping for insurance. I've completed my MSF course, earned my M1, finalized my gear list, and have started exploring the market for my bike. I even went to the International Motorcycle Show in Long Beach to attend some of the educational seminars (which were outstanding!). The biggest disappointment about the show was that the Progressive and Gieco booths were gimmicks handing out shwag. I was looking forward to the chance to talk with an actual broker who could explain the ins/outs for a newbie, but no such luck. So finding your article gave my spirits a lift to say the least

I look forward to the rest of your articles and to speaking with you soon. Merry Christmas!

Last edited by Mister Chris : 12-20-2010 at 08:02 PM.
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Old 12-20-2010, 08:00 PM   #12
Mister Chris
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Oops. I created a double post.

Last edited by Mister Chris : 12-20-2010 at 08:07 PM.
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Old 12-20-2010, 08:25 PM   #13
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Chris- welcome to MO. My phone number is posted. I can help with many aspects that will be covered in future installments that will cover other coverages to they types of bikes I recomend for newbies. If you're interested feel free to call. But- leave a msg as it's my cell phone. It's gets a little crazy. For a faster response txt me and I'll hit you back asap.
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Old 12-21-2010, 06:18 AM   #14
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No. That was the other F -n- F 2 wheel take-off with white guys and the jet bike.
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Old 12-21-2010, 07:46 AM   #15
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Congratulations on you printed article! Your advice to me has been quite helpful. Thanks, Kirk!
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Old 12-24-2010, 07:02 AM   #16
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I'm glad you're producing an article people will be able to understand and learn from Kirk.

I certainly hope no insurance agent ever actually encourages anyone to purchase minimum liability limits for any vehicle, whether it's a type which is required by state laws to be insured or not. As an independent insurance agent of 32 years it's my opinion any agent guilty of failing to advise insureds to make the very inexpensive purchase (just as you say here) of increased limits should have their license revoked and that's the minimum penalty they should endure. Such an agent not only threatens the protection of their insured but also the well-being of anyone the insured injures.

You're exactly right, the cost to increase liability limits to the maximum available is truly very small indeed (and I'm sure you're planning to deal with ways to go beyond that level as well). I recently demonstrated that to a guy who moved to my town from CA.

There is one thing which I believe needs to be mentioned and that's the fact that far too many people who ride only off-road seem to believe they don't need motorcycle liability insurance. There are many reasons this is totally false and an incredibly dangerous frame of mind. You might want to touch one that in a future installment.

Thanks again, Kirk. Anxious for your next chapter.

John
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Old 12-24-2010, 08:46 AM   #17
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John, thanks for the kudos. I will address off-road and newbie stuff in future installments as it is as important as on road coverage. I was just talking to a guy in the Carolinas about his AMA legal enduro and the DSs he owns and mentioned that very thing. It will be address as you mentioned.

Merry Christmas to everyone.
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