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Old 07-02-2010, 11:52 AM   #1
samson
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Unhappy Help please?!

Hi there, my son-in-law has had his motorbike stolen (yesterday) from outside a small village shop.... very silly, but he left the key in the ignition thinking he would only be literally 2 minutes.... (he didn't see any other person in the small street) when he came out.. it was gone. He obviously reported it to the police but later on in the evening the bike was found burnt out in a field some miles away. He is really gutted.....the bike was on finance and he is worried that the insurance wont pay out (key left in ignition) I feel so sorry for him, he knows he has been really stupid and could now end up paying for a bike he no longer has. Any advice please?
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Old 07-02-2010, 12:03 PM   #2
Kenneth_Moore
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The insurance company isn't necessarily off the hook just because he left the key in. At least in FL that's the case. Check your policy or ask your agent.

Tough lesson...sorry it happened.
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Old 07-02-2010, 12:18 PM   #3
samson
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Thanks for reply, he hasn't been able to check for sure yet due to being at work and then the office being shut, but I think it was the police who said they may not pay out when they see the police report.
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Old 07-02-2010, 02:51 PM   #4
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Bribe the cops to change the report. A box of mixed glazed ought to do it.
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Old 07-02-2010, 08:58 PM   #5
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There's no real excuse for having your Duh! button stuck, but as a motorcycle insurance specialtist (not claims examiner) I can tell you that leaving the key in the ignition does not qualify as a reason to deny the claim. That doesn't mean that you shouldn't be slapped in the back of the head to re-boot your Duh! button, however.
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Old 07-02-2010, 09:00 PM   #6
A Star Ride
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My Vulcan ignition was down on the side and for 14 years I never took the key out, figures I'm more likely to loose it then someone steal the bike
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