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Old 09-12-2005, 05:58 AM   #21
Buzglyd
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Default Re: Insurers in hot pursuit of the motorcycle market

Sounds pretty sensible to me.



I'm 41, no tickets or accidents California good driver.



2003 H-D Electra Glide Ultra $550 yr.

2000 Ducati ST4 $450 yr

2004 MV Agusta Brutale $400 yr.



That's 100/300 with Uninsured Motorist (very important here in San Diego where a large percentage of drivers don't even have licenses or citizenship).
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Old 09-12-2005, 06:29 AM   #22
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Default Re: THE GEICO Scam

Don't even think about getting insurance from GEICO if you've had any tickets in teh recent past. If you get a ticket after being foolish enough to accept their "insurance", your rate will almost double. And as for claims, don't ever file one, or you'll get dropped like a hot potato!
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Old 09-12-2005, 06:37 AM   #23
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Default Re: Insurers in hot pursuit of the motorcycle market

DRZ400S. That's the dual-sport, isn't it? What do you think of it.? I'm looking for a dual sport in that displacement range that will also do about 65 on the freeway for up to 20 miles.



The 650's seem too big for offroad.



Is it possible to put light kits on the Honda XR400 and license it for street-use in Caleefornia?
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Old 09-12-2005, 07:03 AM   #24
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Default Re: Insurers in hot pursuit of the motorcycle market

I'm 29 with a pretty clean record. $275/yr for full coverage on my 2000 R1 with state farm. I believe that is 100/300.
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Old 09-12-2005, 07:34 AM   #25
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Default Re: Insurers in hot pursuit of the motorcycle market

State Farm is really the only company left that insures based on cc size. It won't last. They have been working on a re-alignment of their motorcycle program for years and will roll it out accross the country all at once. You've probably got a season or two before you're hit with much different rates. Otherwise, smile while you can.
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Old 09-12-2005, 07:35 AM   #26
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Default Re: Insurers in hot pursuit of the motorcycle market

Dairyland Insurance?
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Old 09-12-2005, 07:37 AM   #27
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Default Re: Insurers in hot pursuit of the motorcycle market

dairyland? was directed to you.... sorry- but curious.
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Old 09-12-2005, 07:48 AM   #28
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Default Re: Insurers in hot pursuit of the motorcycle market

I am currently at $401/yr with more than double the mins, full coverage on my 02 Wing. Geico offered me $379 but I wasn't going over there.



I currently am insured by Bike-linE - anyone have experience with them?
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Old 09-12-2005, 07:49 AM   #29
Buzglyd
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Default Re: Insurers in hot pursuit of the motorcycle market

I think we've got some geographic differences going on. I live in a heavily populated area and we've got so many illegal aliens driving around with no insurance it really jacks up the rates.



I'm with State Farm also and my 75 hp Harley is more expensive than my sportbikes!



1450 cc vs 916 cc vs. 750 cc
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Old 09-12-2005, 08:03 AM   #30
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Default Re: Insurers in hot pursuit of the motorcycle market

I don't live in CA, but unless you can find an XR already converted your chances are nill on doing so. The DRZ400S is a factory dual-sport.

The DRZ is a more modern bike than the XR and is a great woods weapon with a few mods. She's no light weight but you get almost the power of a DR650 in a lighter 400. Purchase a 2002 model or newer since they had the upgraded suspension

20 miles on the freeway everyday would be OK, but not ideal as she's relatively lightweight (for freeway), and tall. The buffeting created by cagers in this enviornment isn't the most friendly. Now doing 65mph on backroad hiway is actually a pleasure.

Visit http://www.thumpertalk.com/forum/forumdisplay.php?f=25 if you have more questions.
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