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Old 10-04-2007, 10:55 AM   #1
SeeJoy
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Default Towing

Should I purchase a plan from AAA, or AMA?
I mean, if I break down on the road, isn't it a good idea to be able to call for paid help since I don't have any friends with a truck?

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Old 10-04-2007, 11:15 AM   #2
Buzglyd
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Should I purchase a plan from AAA, or AMA?
I mean, if I break down on the road, isn't it a good idea to be able to call for paid help since I don't have any friends with a truck?

Joie
I'd get the AAA plan because then it covers you in every vehicle even if you're riding in a friend's car.

The AMA plan covers you on your motorcycle most likely.

I've used the AAA plan twice to get my Ducati home.
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Old 10-04-2007, 11:17 AM   #3
Kenneth_Moore
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It's been a while since I checked AAA, but the only way to get bike towing from them was to buy a "recreational vehicle" policy. With AMA membership, you can add the "MoTow" service for $25 a year, and that comes with some other good stuff like the magazine etc. You are covered for up to 35 miles, which should be plenty to get home or to a shop, unlimited number of tows, and you're covered on any bike you're riding.

Having spent some big bucks on towing with my ancient (sorry, classic) motorcycles, I should have gotten a policy years ago. Just one trip, about 12 miles from the side of the road to a shop, was over $100! See...you're smarter than me!
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Old 10-04-2007, 11:24 AM   #4
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I had a AAA card. When my Magna dropped a valve (superior Honda, eh?) I called the AAA for a tow. They said, "So sorry no helpee motorcycle gaijin 'less he give extra squeeze fo' special membership."

I bought a tow service from my insurance company, Markel, instead.

AAA can go fish.
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Old 10-04-2007, 11:34 AM   #5
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Check your motorcycle insurance provider. Progressive, Dairyland, American Modern and a host of others offer some type of towing or tow re-imbursment program. If you choose an outside service I'd go with the AMA deal because the tow services they use are prepared for motorcycle towing. If you go with your insurance provider the usual cost is between $8-$10 annually to the policy location.
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Old 10-04-2007, 11:52 AM   #6
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Originally Posted by Kenneth_Moore View Post
It's been a while since I checked AAA, but the only way to get bike towing from them was to buy a "recreational vehicle" policy. With AMA membership, you can add the "MoTow" service for $25 a year, and that comes with some other good stuff like the magazine etc. You are covered for up to 35 miles, which should be plenty to get home or to a shop, unlimited number of tows, and you're covered on any bike you're riding.

Having spent some big bucks on towing with my ancient (sorry, classic) motorcycles, I should have gotten a policy years ago. Just one trip, about 12 miles from the side of the road to a shop, was over $100! See...you're smarter than me!
The AAA is an add on. It's $22 extra per year. It covers motorcycle towing for 60 miles. It's also nice if you have an RV.
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Old 10-04-2007, 01:04 PM   #7
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The AAA is an add on. It's $22 extra per year. It covers motorcycle towing for 60 miles. It's also nice if you have an RV.
I got the $25 35 mile deal from AMA. I've never been a good shopper.
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Old 10-04-2007, 01:34 PM   #8
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You guys know that most motorcycle insurance policies offer towing? For between $8-$10 usually, you get towing with unlimited miles (in most cases). Dairyland actually has a rental car reimbursement program if you break down more than 50 miles from home. Towing with them is a $50 deductible but the mileage is unltd. AMIG actually uses a national tow service that specializes in motorcycle towing. Anyway, if you have to pay out of your pocket for a tow and turn the tow reciept into the claims department they stroke you a reimbursement check. Progressive, also, uses a dedicated tow company. No out of pocket expense for them, AMIG, Geico and a couple of others. Mileage limits usually come from those that don't know the motorcycle business as well as their competitors- like AIG and Nationwide/Victoria.
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Old 10-04-2007, 01:48 PM   #9
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Originally Posted by acecycleins View Post
You guys know that most motorcycle insurance policies offer towing? For between $8-$10 usually, you get towing with unlimited miles (in most cases). Dairyland actually has a rental car reimbursement program if you break down more than 50 miles from home. Towing with them is a $50 deductible but the mileage is unltd. AMIG actually uses a national tow service that specializes in motorcycle towing. Anyway, if you have to pay out of your pocket for a tow and turn the tow reciept into the claims department they stroke you a reimbursement check. Progressive, also, uses a dedicated tow company. No out of pocket expense for them, AMIG, Geico and a couple of others. Mileage limits usually come from those that don't know the motorcycle business as well as their competitors- like AIG and Nationwide/Victoria.
I started with AAA because I had a clunky old RV. Now I have a clunky old Yamaha!

Actually my new Duc and my car both have towing as part of the purchase. I don't have the clunky old RV so maybe I could just ditch AAA.
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Old 10-04-2007, 02:17 PM   #10
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I started with AAA because I had a clunky old RV. Now I have a clunky old Yamaha!

Actually my new Duc and my car both have towing as part of the purchase. I don't have the clunky old RV so maybe I could just ditch AAA.
Ducati gives you 2 years on the house, but if you're in the Desmo Club you can opt for the coverage from what I understand.
Which Duc?
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