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Old 03-01-2011, 04:14 PM   #61
Shredz
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Originally Posted by Easy Rider 2 View Post
Not necessarily.

There are several advantages to buying from a dealer.
One is that they do all the title and registration paper work.
Another is that they can deliver it, if you need that.
A third is that they can arrange financing, if you need that......but usually at a slightly higher cost than you could get on your own.
Lastly, if you immediately find someting wrong, they will usually make it right.......usually.

I would never ride without insurance. You should get that after you have a solid agreement to buy but before you actually take posession......or while it's yours but sitting at the dealer or in your garage, having been delivered on a trailer.

The above is how it works "south of the border" so there are some ASSumptions involved for the GWN.
I really appreciate everyones help.


I will definately look up the insurance gap and see what can be done to fix that.

I did a bit more research and I believe the info about the paper tags is correct. But I will keep a look out.

So from what I've heard I can finance and purchase the motorcycle same day if there are no complications?
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Old 03-01-2011, 05:24 PM   #62
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So from what I've heard I can finance and purchase the motorcycle same day if there are no complications?
I don't think anybody here really said that.

I don't think you should count on it......if by "purchase" you mean take it home.

So what if it takes 3 days instead of one ???
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Old 03-01-2011, 05:37 PM   #63
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I don't think anybody here really said that.

I don't think you should count on it......if by "purchase" you mean take it home.

So what if it takes 3 days instead of one ???
Just was curious about how long it takes.

Edit: I also might have to go to a neighbouring city to get the best price so its good to know if I have to plan to ride the bike back the same day or 3 days later.

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Old 03-02-2011, 08:16 AM   #64
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Just was curious about how long it takes.
Every situation varies a bit.

When you decide to buy, ASK the salesperson that question right up front......or maybe ask it before you actually decide.

He might say "Sit right down; this should take about an hour."....OR.....he might ask for some information and suggest you come back some following day.

If you had hard cash in hand, they'd take it so quick your head would spin. Otherwise maybe not so fast !!
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Old 03-02-2011, 08:51 AM   #65
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Generally the dealers insurance policy can cover you for 48 hours or so to allow you to get your own insurance on the bike unless you buy it and then make insurance arrangements ahead of time before you pick it up. This allows you to walk in and buy a bike quickly the same day, take it home and get coverage the next day.

The dealer gives you a temporary paper tag that day until you get the new metal ones sent to you, or they transfer your old bikes tags to the new one .
Incorrect for the USA and I would bet incorrect for Canada. Once you buy a bike the dealer accepts no responsibility of liability on the bike. Tag means nothing. Just informs law enforcement of the new bike sale and reason there's no tag. If you are financing the bike typically at the point of delivery you are requested to have insurance in place for two reasons- 1- to apply for tags if the dealer does that for the customer and 2- Funding the dealer for the purchase. If the purchase is a cash deal then the consumer can typically do what they want at point of purchase because there is no funding wait and the dealer signs off on the liability aspect of the purchase when the customer rides out of the parking space.
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Old 03-02-2011, 09:06 AM   #66
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Incorrect for the USA and I would bet incorrect for Canada. Once you buy a bike the dealer accepts no responsibility of liability on the bike. Tag means nothing. Just informs law enforcement of the new bike sale and reason there's no tag. If you are financing the bike typically at the point of delivery you are requested to have insurance in place for two reasons- 1- to apply for tags if the dealer does that for the customer and 2- Funding the dealer for the purchase. If the purchase is a cash deal then the consumer can typically do what they want at point of purchase because there is no funding wait and the dealer signs off on the liability aspect of the purchase when the customer rides out of the parking space.
Makes sense. I suppose I could always call the insurance company up the same day as the purchase and and have insurance the same day or the next day.
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Old 03-02-2011, 10:46 AM   #67
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Makes sense. I suppose I could always call the insurance company up the same day as the purchase and and have insurance the same day or the next day.
You missed a critical part of what he said.

If you are financing, which I think you said you will be, insurance is REQUIRED BEFORE the deal is settled.
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Old 03-02-2011, 11:39 AM   #68
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You missed a critical part of what he said.

If you are financing, which I think you said you will be, insurance is REQUIRED BEFORE the deal is settled.
Exactly, so I will give them a call when I have the sale atleast partly done with. Makes no sense to have insurance on a bike and then it doesnt work out.
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Old 03-02-2011, 12:29 PM   #69
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I'd guess you could arrange the insurance coverage on a particular bike, and then all you need do is call them with the VIN, unless you have it beforehand.

And I doubt the insurer would charge you a premium if you did not buy the bike, and 'canceled' the policy.

Easiest way to figure it out is to call whatever insurer you've decided to use, and ask them what they require, and what kind of timelines they have.
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Old 03-02-2011, 04:13 PM   #70
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I'd guess you could arrange the insurance coverage on a particular bike, and then all you need do is call them with the VIN, unless you have it beforehand.

And I doubt the insurer would charge you a premium if you did not buy the bike, and 'canceled' the policy.

Easiest way to figure it out is to call whatever insurer you've decided to use, and ask them what they require, and what kind of timelines they have.
Will do.


Checked out some of the local bikes again.

Went to check out a couple FZ6's but when I found out they had spent the last 5 months outside without covers in the cold and snow I wasn't too impressed.

Went back to check out the work done on the vt750 and sit on the katana 600 again. The salesman said that the jet kit was put in because the previous owner put in larger carbs to fit the performance vance and hines pipes. Not sure about that but it wasn't confidence inspiring.


I realized that I really find the katanas comfortable and even with a full tank it felt alot lighter than I was expecting.

About how long it takes to take the bike home. The same salesman told me it would take atleast 2 weeks as they had to wait for their service department to check every sold bike over.

All in all I don't mind waiting a few days or even a week but two weeks doesn't exactly make sense to me.

Anyways your input has been invaluable thus far everyone. It's appreciated.
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