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Old 03-21-2006, 03:01 AM   #11
NLJ
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Default Re: ZX-10R or ZX-14

That baffles me as well, we've all seen 20 something squids on GSXR-1000's etc getting pulled over left and right. How in god's name do they keep insurance on the bike????? I ride a clunker that's paid for just because of the insurance.
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Old 03-21-2006, 03:07 AM   #12
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Default Re: ZX-10R or ZX-14

Full coverage for my 05 Busa is $400 a year. Tell your insurance company you would like some lube before they bend you over the table next time.
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Old 03-21-2006, 03:11 AM   #13
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Default Re: ZX-10R or ZX-14

And here I thought one was for running wide on turns and crashing hard, and the other was for running headlong into things and crashing hard. If this guy is worried about not having enough horsepower at 160 for the ZX-10, I think that both of these bikes will be used exactly like I described above.
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Old 03-21-2006, 03:21 AM   #14
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Default Re: ZX-10R or ZX-14

Who is your insurance company? Are you sure they're legit? Did you tell them you live in Antarctica and only have 1 day a year that you ride down to the ocean to watch the penguins? Are you actually 400 years old with no tickets or accidents ever?



I've NEVER heard of anything less than about 3k for full coverage on a Busa...
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Old 03-21-2006, 03:39 AM   #15
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Default Re: ZX-10R or ZX-14

State Farm is my company. Are they legit? Not sure. They do commercials and shyt though. I live in the Chicago area, and they give me those low rates because I'm so fuggin cool.
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Old 03-21-2006, 04:17 AM   #16
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Default Re: ZX-10R or ZX-14

My 2004 ZX-10R is $27/month for full coverage with a major insurance company. I'm 41 though. In a way, the insurance companies kinda do what the government won't - make it hard for younger inexperienced riders to buy expert bikes. As far as ZX-10R vs. ZX-14, they are completely different. I'm selling my 10 to get a 14 simply because I figured out I don't need to ride a race bike on the street to have fun. I wouldn't want to sacrifice the power or sure-footed handling though. 14 is BIG and comfortable relative to the 10.
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Old 03-21-2006, 04:59 AM   #17
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Default Re: ZX-10R or ZX-14

Your insurance costs for Texas are way too high. I has very full coverage on my new ST1300 for $374 per year, that insurance company wants $570 for the same coverage for a 'Busa and $700 for a Yamaha R1 LE. I'm 54, completed MSF, not a ticket in 4 years, no accidents in 8 - live in urban area and report 10k annual mileage



Call BLUEBONNET in San Antonio - they handle like 6 different bike insurance companies and will get you fixed up cheap

ask for Gary Goodyear
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Old 03-21-2006, 05:31 AM   #18
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Default Re: ZX-10R or ZX-14

Both bikes are very different from overall riding experience. I have a Hayabusa and K5 GSXR1000. The Busa is ridden on the street, touring, and occasional track use. The GSXR1000 is tuned for track and that is where it is ridden about 80% of the time. Very different experience on each bike. The Busa has tons of torque and is a smooth riding bike with decent handling. The GSXR is light-weight, quick, and agile that likes to go around corners fast. If you want a solid street bike with comfort, power(torque is best on the ZX-14), and a touring platform, I would pick the ZX-14. The ZX-10 will be bouncy on the street and less usable. By the way, you can probably go around a track at a decent clip on the ZX-14 so don't rule out its capability. But if you've got to have it all, then buy one of each.
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Old 03-21-2006, 05:55 AM   #19
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Default Re: ZX-10R or ZX-14

Hmmmm, I'm running full coverage on my Blackbird, $500 deductables, 150k/300k/150k coverage. My last ticket was a year and a half ago, and I'm spending around $650/year with State Farm. Try several different agents: some will insure based on engine displacement as opposed to motorcycle type.



My buddy's CBR1000RR is $200 cheaper to insure than my Blackbird...
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Old 03-21-2006, 06:15 AM   #20
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Default Re: ZX-10R or ZX-14

Wow.. I pay $304 a year for my Rocket III.. You should be shopping.. Try bike-line.com...
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